There are as many opinions about money as there are family members, and everyone has their own priorities about spending money.  Take some time to have a family meeting about money. 

• Set a time
• Pick someone to lead it
• Set an agenda
• Take notes
• Set goals as a family
• Be straight with your kids about the family finances.  If you have to tighten your bets to clear up some debt, make sure they understand that
• Be clear on your financial expectations for your children.  Let them know, for example, if you expect them to pay for all or part of college themselves 
• Talk about charity and the importance of giving back 
• Make sure everyone’s opinion gets heard