If I had a nickel for every time someone asked me that… 

I don’t think the markets are predictable, except over the long term.  In the short term, I believe the ups and downs are more indicative of the psychology of investors than they are of global economic health. 

So, how are YOU reacting to the wild swings you’ve seen over the past quarter?  The answer may tell you a lot about your own risk tolerance and the way you should be investing.